I have exactly the same problem. Whenever i click on "Save/Load" the game crashes to the desktop. I have experienced this after the game chrashed on one of its random occasions. I think there is a connection.
And it isn't even possible to open some of the databases with Access. "The external database has not the expected format" is the error message.
I am using DK's roster of 28th of december, just for notice

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So .. has anyone have a clue what happend and if i can fix this? Cause i have already played 24 games in the season and wouldn't like to start from the beginning again

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TheBigEasy