"Upgrade" for PS+ version ($50) is treated as DLC, hence disappearing when your sub lapses.
Every other game bought with discount via PS+ is yours to keep, not requiring a PS+ sub.
Can buy the "Full" version for $60 on disc or digital, not locked to PS+.
No, game is not always online required.
These will be the free cars for PS+ edition:
Mini Cooper GP
Volkswagen Golf GTI
Bentley Continental GT V8
Mercedes-Benz A45 AMG
BMW M3 GTS
Maserati Gran Turismo MC Stradale
Audi R8 V10 Plus
BAC Mono
Pagani Zonda R
RUF CTR3 Clubsport
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