I'm really sorry to bump an old thread, but I really wanted to give AndyG some big props.
I dissed his jersey texture because his folds looked unnatural and random, I still think that's partly true, but his contrast and saturation on them are VERY realistic. It doesn't have the most elegant folds, but overall there's something about them that's very realistic.
I had to give him props because I dissed them before and now I"m using them all the time. I eat my words, props AndyG where ever you are.
edit: I got it, the folds aren't graceful but they're very 3d and pop out at you. Props AndyG, props!