I have realized that overall ratings for user made roster patches basically come down to preference....and the preference of who made it
For example, I wouldn't have any current nba player at 99...I would leave that for guys like chamberlain, kareem and jordan
and my top 14 look something like this
97 KG, TD
96 Shaq, Kobe, T-mac
95 Pierce
94 AI, C-webb
93 Marbury
92 Kidd, Francis
91 Carter, Marion, Dirk
And to me that's close to perfect...and it's completely different from yours...so you figure it out