It's pretty much a wash in most of the categories you listed. I have a PS4 and I have no regrets about it, though I'd like to play Forza. Xbox Live is a bit better than PSN, but PSN gets game patches way quicker. Neither console has amazing exclusives - I'd like to play some of the Xbox's, but grass is always greener. XBox One has some backwards compatibility if that matters, whereas PS4 doesn't. PS4 has better specs across the board, XBOne is a bit better if you're making this your default media center. I've had my PS4 for almost two years, and the only issue I've had is the rubber wearing off both of my controllers' analog sticks.
As someone who owns both 2K17 and Fallout 4 on PS4, I'll say both games run well on the console. All in all, I'd recommend the PS4, but I don't think you'd go wrong with either.